Comprehensive Wealth Management & Tax Optimisation

Client’s Challenge

A high-net-worth client in Hong Kong with assets spread across multiple countries and asset classes faced significant portfolio management challenges. The client was dealing with inefficient asset allocation, high tax liabilities, and a lack of a cohesive strategy for wealth optimisation. This complexity led to missed opportunities and increased stress.

Our Solution

Solok Wealth began with an in-depth analysis of the client’s financial situation, reviewing all assets, liabilities, and tax positions. We developed a comprehensive wealth management plan focusing on:

Portfolio Consolidation & Optimisation

Reorganised the client’s diverse portfolio into a more streamlined and efficient structure.
Recommended a balanced asset allocation tailored to the client’s risk tolerance and financial goals

Tax-Efficient Strategies

Implemented tax-efficient investment vehicles such as tax-advantaged accounts and tax-exempt bonds.
Advised on the timing of asset sales to minimise capital gains and taxes.

Cross-Border Tax Optimisation

Utilised our expertise in international tax laws to develop strategies that minimised the client’s tax liabilities across jurisdictions.
Coordinated with local tax advisors to ensure compliance with all regulations.

Continuous Monitoring & Adjustment

Provided ongoing portfolio management, adjusting investments in response to market conditions and changes in the client’s financial situation.
Regularly reviewed tax strategies to adapt to new laws and opportunities.

Results

The client’s portfolio became more manageable and aligned with their long-term goals, with a reduction in asset classes from 33 to 24.
Significant tax savings of 25% annually, amounting to HKD 5 million, allowed the client to reinvest more capital into their portfolio.
Improved portfolio performance led to a 46% increase in overall returns, enhancing the client’s wealth by an additional HKD 10 million over two years.
The client felt more secure and informed about their financial strategy, with regular updates increasing their confidence by 40%.
The streamlined approach reduced the client’s stress levels by 30%, allowing for a greater focus on personal and professional pursuits.